CrediFuturo 1.6.3

CrediFuturo offers online personal loans meticulously tailored for residents of Colombia. Loan amounts range from COP 100,000 to COP 2,000,000, accommodating various financial needs. The company's products prioritize reliability and security, ensuring that customers' information is protected with the highest standards.

What advantages does CrediFuturo present for your financial requirements?

• Data Security: Commitment to safeguarding client information at all times.
• Complimentary Application: No fees or hidden charges are involved in the application process.
• High Loan Limits: Access to loans up to COP 2,000,000 within Colombia.
• Prompt Disbursement: Funds are available within approximately 10 minutes after approval.

Details regarding the loan terms include:

• Loan Limits: COP 100,000 to COP 2,000,000.
• Repayment Periods: Ranging from 91 to 180 days.
• Daily Interest Rate: Between 0.02% and 0.08%.
• Annual Effective Rate (TEA): Approximately 3.6% to 29%.
• Commission Fees: Varying from 5% to 15% of the principal amount.
• Total Annual Cost Rate (TAE): Estimated between 105% and 115%.
• Value Added Tax (VAT): Applied at 19% on applicable charges.
• Late Payment Interest Rate: Between 0.04% and 0.10% daily.

An illustrative example for a closer understanding:

• If a loan of COP 1,000,000 is taken with a term of 91 days, a daily interest rate of 0.04%, a commission of 10%, and VAT at 19%, then:

• Interest: COP 36,400 calculated as COP 1,000,000 * 91 * 0.04%.
• Commission: COP 100,000 based on a 10% rate of the principal.
• VAT on interest and commission: COP 25,916 computed as (36,400 + 100,000) * 19%.
• Total repayment amount: COP 1,162,316 including principal, interest, commission, and VAT.
• Total Annualized Effective Rate (TAE): Approximately 103.6%, derived from total repayment over principal.
• Total Effective Annual Rate (TEA): Approximately 14.6%, based on daily interest over the year.

For further inquiries or assistance, please contact us at: [email protected]

The company's address is: Shakespeare 182 Int. 304 Anzures, Miguel Hidalgo, Mexico City, ZIP code 11590.

Customer service hours are from 09:00 to 19:00 hours.